Disclaimer: This article is for educational purposes and not financial advice. bunq doesn't give trading advice. Manage crypto at your own risk. Always do your own research or consult a qualified financial advisor before making any investment decisions. Cryptocurrency investments come with risks, including the potential loss of the principal invested. Prices can fluctuate significantly. bunq Crypto is managed through our partner Kraken.
Why does crypto seem risky?
Let’s be honest: crypto hasn’t always had the best reputation. Here’s why some people think of it as high-risk:
Prices move fast: Crypto is volatile by nature. Prices can go up or down quickly — sometimes within minutes.
Scams exist: With any growing industry, there are people trying to take advantage. Think fake coins, phishing emails, and shady platforms.
No deposit protection: Unlike your traditional bank account, crypto isn’t backed by a government scheme.
Regulations are evolving: Crypto rules differ from country to country — and they’re still changing.
But here’s the good news: crypto isn’t unsafe by default. With the right setup and a bit of knowledge, you can invest with confidence.
How to invest in crypto safely
Just getting started? These tips will help you manage risk and explore crypto with more peace of mind:
1. Understand with the basics
Start with a clear overview. Our beginner’s guide What is cryptocurrency? breaks everything down, minus the jargon.
2. Choose established coins
New coins can be tempting, but they’re also less predictable. Bitcoin and Ethereum have proven track records and strong communities, making them a smart place to start.
3. Use a secure platform
With bunq, you can buy and sell crypto straight from your banking app—no need to use third-party exchanges or create new accounts. It’s fast, secure, and simple.
4. Set smart limits
Features like Smart Shield help you stay in control. Get instant notifications, set spending caps, and make sure you’re never caught off guard.
So, is crypto safe?
Crypto comes with risks—but so does any type of investment. What matters most is how you invest.
Start small. Stick with coins you understand. Use tools that make it easier to stay in control. And always do your research.
Still figuring out your next step? Check out How do I start investing in crypto? for a simple breakdown of what to do first.
Why bunq is a smarter way to invest in crypto
When you invest with bunq, you get:
One app, everything covered – Buy, hold, and track your crypto in one place
Real-time control – Set limits, get alerts, and see your investment grow
No middlemen – Just clear prices, transparent fees, and easy access
Start with €1 – Try it out without going all-in
Whether you're new to crypto or just want a simpler way to manage it, bunq makes it easy to start—and easy to stay in control.
Final thoughts
Is crypto safe? It depends on how you go about it. But with the right platform, clear limits, and the freedom to start small, you’re already ahead.
With bunq, investing in crypto is easy, transparent, and always in your hands.
