Foreign Currencies and IBANs
Open a foreign currency account with a European IBAN and manage your money with ease. With bunq, you get an international IBAN from NL, DE, FR, ES, or IE, allowing you to send, receive, and hold funds in 22 global currencies.

Foreign Currencies and IBANs
Open a foreign currency account with a European IBAN and manage your money with ease. With bunq, you get an international IBAN from NL, DE, FR, ES, or IE, allowing you to send, receive, and hold funds in 22 global currencies.

Foreign Currencies and IBANs
Open a foreign currency account with a European IBAN and manage your money with ease. With bunq, you get an international IBAN from NL, DE, FR, ES, or IE, allowing you to send, receive, and hold funds in 22 global currencies.

Foreign Currencies
Open Bank Accounts in 22 global currencies.
Foreign IBANs
Open Bank Accounts with NL, DE, ES or IE IBANs.
Foreign Currency Payment
Instantly send money across the world in 39 currencies.
ZeroFX
Always get the best exchange rate abroad.
Multi-Currency Savings Accounts
Earn 3,01% interest by saving in USD/GBP.
Holiday Mode
The app shows all amounts in the foreign currency.
Foreign Currencies
Open Bank Accounts in 22 global currencies.
Foreign IBANs
Open Bank Accounts with NL, DE, ES or IE IBANs.
Foreign Currency Payment
Instantly send money across the world in 39 currencies.
ZeroFX
Always get the best exchange rate abroad.
Multi-Currency Savings Accounts
Earn 3,01% interest by saving in USD/GBP.
Holiday Mode
The app shows all amounts in the foreign currency.
Foreign Currencies
Open Bank Accounts in 22 global currencies.
Foreign IBANs
Open Bank Accounts with NL, DE, ES or IE IBANs.
Foreign Currency Payment
Instantly send money across the world in 39 currencies.
ZeroFX
Always get the best exchange rate abroad.
Multi-Currency Savings Accounts
Earn 3,01% interest by saving in USD/GBP.
Holiday Mode
The app shows all amounts in the foreign currency.
Foreign Currencies
Add dedicated bank accounts to your bunq app and manage your money effortlessly. Spend, receive, and hold funds in 22 foreign currencies, all with an international IBAN and competitive exchange rates.
Foreign Currencies
Add dedicated bank accounts to your bunq app and manage your money effortlessly. Spend, receive, and hold funds in 22 foreign currencies, all with an international IBAN and competitive exchange rates.
Foreign Currencies
Add dedicated bank accounts to your bunq app and manage your money effortlessly. Spend, receive, and hold funds in 22 foreign currencies, all with an international IBAN and competitive exchange rates.
Foreign IBANs
We offer international IBANs for 5 countries, with more on the way! You'll automatically receive an NL, DE, FR, ES, or IE IBAN based on your location, but you can also open additional bank accounts and choose the IBAN that works best for you.
Foreign IBANs
We offer international IBANs for 5 countries, with more on the way! You'll automatically receive an NL, DE, FR, ES, or IE IBAN based on your location, but you can also open additional bank accounts and choose the IBAN that works best for you.
Foreign IBANs
We offer international IBANs for 5 countries, with more on the way! You'll automatically receive an NL, DE, FR, ES, or IE IBAN based on your location, but you can also open additional bank accounts and choose the IBAN that works best for you.
Foreign currency payment
Easily send money to anyone in 39 foreign currencies, directly from your Euro account. You’ll see our low transaction fee and competitive exchange rate upfront, so there are no surprises later.
Foreign currency payment
Easily send money to anyone in 39 foreign currencies, directly from your Euro account. You’ll see our low transaction fee and competitive exchange rate upfront, so there are no surprises later.
Foreign currency payment
Easily send money to anyone in 39 foreign currencies, directly from your Euro account. You’ll see our low transaction fee and competitive exchange rate upfront, so there are no surprises later.
Get the best exchange rate abroad
With ZeroFX, use your bunq card abroad and get the best value on non-Euro transactions. While traditional banks charge high extra fees for using your card in foreign currencies - we don't! Instead, to protect you from currency fluctuations, and give you the best possible rates, we add a 0,5% mark up to the latest rate when markets are open.
Get the best exchange rate abroad
With ZeroFX, use your bunq card abroad and get the best value on non-Euro transactions. While traditional banks charge high extra fees for using your card in foreign currencies - we don't! Instead, to protect you from currency fluctuations, and give you the best possible rates, we add a 0,5% mark up to the latest rate when markets are open.
Get the best exchange rate abroad
With ZeroFX, use your bunq card abroad and get the best value on non-Euro transactions. While traditional banks charge high extra fees for using your card in foreign currencies - we don't! Instead, to protect you from currency fluctuations, and give you the best possible rates, we add a 0,5% mark up to the latest rate when markets are open.
Multi-Currency Savings Accounts
Grow your savings faster with multi-currency accounts. Earn 2,26%* interest on EUR savings or up to 3,01% on USD and GBP. Plus, enjoy weekly payouts for faster compounding and quicker financial growth.
Multi-Currency Savings Accounts
Grow your savings faster with multi-currency accounts. Earn 2,26%* interest on EUR savings or up to 3,01% on USD and GBP. Plus, enjoy weekly payouts for faster compounding and quicker financial growth.
Multi-Currency Savings Accounts
Grow your savings faster with multi-currency accounts. Earn 2,26%* interest on EUR savings or up to 3,01% on USD and GBP. Plus, enjoy weekly payouts for faster compounding and quicker financial growth.
Holiday Mode
Traveling outside the Eurozone? Holiday Mode lets you see payments and balances in the local currency, making it easy to manage your money abroad.
Holiday Mode
Traveling outside the Eurozone? Holiday Mode lets you see payments and balances in the local currency, making it easy to manage your money abroad.
Holiday Mode
Traveling outside the Eurozone? Holiday Mode lets you see payments and balances in the local currency, making it easy to manage your money abroad.
Trusted by millions of users

Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds
Your money is protected if something doesn't go as planned.

Instant Payments
Send and receive money instantly, no waiting.

24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users

Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds
Your money is protected if something doesn't go as planned.

Instant Payments
Send and receive money instantly, no waiting.

24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users

Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds
Your money is protected if something doesn't go as planned.

Instant Payments
Send and receive money instantly, no waiting.

24/7 support
Instant help in your language, whenever you need it.
Frequently Asked Questions
What is bunq?
bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.
What’s the best online bank?
bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.
Is bunq an independent bank?
bunq was founded in 2012 by Ali Niknam in the Netherlands as a tech-driven challenger bank focused on innovation, transparency, and simplicity. In 2015, we launched the bunq app – the first new bank in 35 years to receive a European banking license – and we’ve been challenging traditional banks ever since.
What do I need to open a bunq account?
To open a bunq account, you need your tax ID, a smartphone with the bunq app, and a residential address in Europe. The process is fully digital and takes less than 5 minutes – easy, fast, and convenient!
Frequently Asked Questions
What is bunq?
bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.
What’s the best online bank?
bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.
Is bunq an independent bank?
bunq was founded in 2012 by Ali Niknam in the Netherlands as a tech-driven challenger bank focused on innovation, transparency, and simplicity. In 2015, we launched the bunq app – the first new bank in 35 years to receive a European banking license – and we’ve been challenging traditional banks ever since.
What do I need to open a bunq account?
To open a bunq account, you need your tax ID, a smartphone with the bunq app, and a residential address in Europe. The process is fully digital and takes less than 5 minutes – easy, fast, and convenient!
Frequently Asked Questions
What is bunq?
bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.
What’s the best online bank?
bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.
Is bunq an independent bank?
bunq was founded in 2012 by Ali Niknam in the Netherlands as a tech-driven challenger bank focused on innovation, transparency, and simplicity. In 2015, we launched the bunq app – the first new bank in 35 years to receive a European banking license – and we’ve been challenging traditional banks ever since.
What do I need to open a bunq account?
To open a bunq account, you need your tax ID, a smartphone with the bunq app, and a residential address in Europe. The process is fully digital and takes less than 5 minutes – easy, fast, and convenient!
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
The essentials to get you started.
bunq Core
The bank account for everyday use.
bunq Pro
The bank account that travels with you.
bunq Elite
The bank account designed for your international lifestyle.
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
The essentials to get you started.
bunq Core
The bank account for everyday use.
bunq Pro
The bank account that travels with you.
bunq Elite
The bank account designed for your international lifestyle.
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
The essentials to get you started.
bunq Core
The bank account for everyday use.
bunq Pro
The bank account that travels with you.
bunq Elite
The bank account designed for your international lifestyle.
Start your 30-day free trial
Open your account in just 5 minutes, directly from your phone.

Start your 30-day free trial
Open your account in just 5 minutes, directly from your phone.

Start your 30-day free trial
Open your account in just 5 minutes, directly from your phone.

Related Articles
Check out some of these blog posts, packed with useful insights and tips to help you bank smarter and make life easy.
Related Articles
Check out some of these blog posts, packed with useful insights and tips to help you bank smarter and make life easy.
Related Articles
Check out some of these blog posts, packed with useful insights and tips to help you bank smarter and make life easy.